UK Income Tax Calculator 2025/26
Estimate income tax for England, Wales and Northern Ireland. Add annual income and optional pre tax pension. See personal allowance, band splits and total tax.
£
Before tax and before any deductions.
£
Reduces taxable pay for income tax.
Personal allowance
Taxable income
Basic rate 20%
Higher rate 40%
Additional rate 45%
Estimated income tax
How this calculator works
- Tax year 6 April 2025 to 5 April 2026.
- Region England, Wales and Northern Ireland.
- Personal allowance £12,570, tapers by £1 for every £2 above £100,000, removed by £125,140.
- Basic rate applies to the first £37,700 of taxable income. Higher rate up to £125,140. Additional rate above £125,140.
National Insurance is not included. Pension via salary sacrifice reduces taxable pay before the bands are applied.