UK Income Tax Calculator 2025/26

Estimate income tax for England, Wales and Northern Ireland. Add annual income and optional pre tax pension. See personal allowance, band splits and total tax.

£

Before tax and before any deductions.

£

Reduces taxable pay for income tax.

Personal allowance
Taxable income

Basic rate 20%

Higher rate 40%

Additional rate 45%

Estimated income tax

How this calculator works

  • Tax year 6 April 2025 to 5 April 2026.
  • Region England, Wales and Northern Ireland.
  • Personal allowance £12,570, tapers by £1 for every £2 above £100,000, removed by £125,140.
  • Basic rate applies to the first £37,700 of taxable income. Higher rate up to £125,140. Additional rate above £125,140.

National Insurance is not included. Pension via salary sacrifice reduces taxable pay before the bands are applied.

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