Jobseeker’s Allowance Calculator

Check your New Style JSA amount and see how earnings and pensions affect it. For people already on legacy income-based JSA, view the savings scale and tariff income. Includes Universal Credit capital rules, a weekly schedule, share link and CSV.

Type

Tax year

Age

Hours worked per week

Must usually be under 16 hours to qualify for JSA.

Weeks to project

New Style JSA is paid up to 182 days.

Rates used (editable)

Weekly rate under 25

Weekly rate 25+

Pay cadence

Earnings and deductions

Take-home earnings per week

After tax and NI. Disregard applies.

Earnings disregard

Exempt roles include retained firefighter, auxiliary coastguard, lifeboat crew and a few others.

Weekly pension payments

Occupational or personal pension income can reduce New Style JSA.

Legacy income-based JSA: partner & savings

Partner works 24+ hours

If yes, legacy JSA is usually not payable.

Savings and capital (household)

Under £6,000 ignored. Over £16,000 not eligible. Between counts as tariff income £1 per £250 per week.

Show Universal Credit capital effect

UC reduces £4.35 per £250 per month over £6,000. No UC if over £16,000.

Notes: New Style JSA is based on recent Class 1 National Insurance and is not affected by your savings or your partner’s earnings. Income-based JSA is closed to new claims. If your hours rise or your partner works 24 or more hours weekly you may not qualify for legacy JSA. This is a planning tool, not advice.

Show weekly schedule

Week	Maximum	Earnings deduction	Pension deduction	Paid

About this calculator

New Style Jobseeker’s Allowance is a contribution based benefit. It is normally payable for up to 182 days if you have paid enough recent Class 1 National Insurance. Savings and your partner’s earnings do not affect it. Your own earnings reduce the weekly amount after a small disregard and any regular pension income can also reduce it. If your working hours rise to 16 or more each week your JSA usually stops.

Income-based JSA is closed to new claims. Some people still receive it. In that legacy system, your savings can reduce or stop the award using tariff income and your partner’s hours and income can also affect it. We show a savings scale for context and also the Universal Credit capital rules, since UC is the main means-tested benefit that may support living costs if you are out of work.

All rates and thresholds can change. Edit values to match your award letter if needed. This page is for guidance. It is not advice.

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