Stable Numbers
Child Benefit & High Income Charge Calculator
Enter your family and income details to see your Child Benefit for the year, any High Income Child Benefit Charge based on adjusted net income, and your net position. Updated for the £60,000 to £80,000 charge range. Includes pension and Gift Aid effects, backdating and a share link.
Rates used (editable)
Child Benefit can be backdated up to 3 months.
Adjusted net income (HICBC)
Salary, bonuses and other taxable income before personal allowances.
Deduct from income for ANI.
Will be grossed up by 25 percent before deducting.
Grossed up by 25 percent then deducted for ANI.
If included in incomeGross, leave this at zero.
HICBC starts at £60,000 and fully removes Child Benefit by £80,000.
Notes: If anyone in the household claims Child Benefit and the higher earner’s adjusted net income is above £60,000, a tax charge may apply. You can still choose to claim to protect State Pension credits. Payment is usually every four weeks. Claims can be backdated up to three months.
About this calculator
Child Benefit is paid weekly at one rate for the eldest or only child and a lower rate for each additional child. The High Income Child Benefit Charge applies if the higher earner’s adjusted net income exceeds the threshold. From 6 April 2024 the threshold rises to £60,000 and the charge removes 1 percent of your benefit for each £200 over £60,000, so it is fully removed at £80,000. Adjusted net income is your total taxable income before personal allowances, less things like gross pension contributions and Gift Aid grossed up. This page models those rules and shows your net position over the year and per payment cycle.
Rates and thresholds can change. The values are editable so you can match a future year or your award letter. This is a planning tool, not advice.
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